Financial and Insurance Information

insurance announcement patients

 

 

 

 

 

 

 

 

Insurance Information

We accept most PPO insurance plans. We are a participating provider (in-network) with Delta Dental PPO, Delta Dental Premier, Guardian, Cigna, MetLife, Anthem, Dentegra, Blue Shield, United Concordia, United HealthCare, and Aetna PPO plans. Please note that some of these providers have several different plans which we may not be contracted with. We will double check to make sure we are in-network with your particular plan, but encourage you to verify on your end as well.

Riviera Orthodontics accepts assignment of benefits for most other PPO insurance plans, but we are not in-network with them. This simply means that you can still come to our office and use your insurance dollars with us, but we don’t have a contract with your insurance company. We do not currently participate with any HMO plans or Medi-Cal/Denti-Cal (the provider of Medicaid in California).

Fortunately, many plans offer the same orthodontic benefit whether you go to an in-network (contracted) or out-of-network (non-contracted) orthodontist. The only way to know for sure is to verify your coverage with your benefits coordinator, or to just contact your insurance provider directly.

Please provide us with your insurance information prior to your consultation appointment so that we can check to see if you have any orthodontic benefits ahead of time. However, please note that this is only an estimate and your insurance company may provide less coverage than expected. You are responsible for any discrepancy between the amount expected to be paid by your insurance carrier and the actual reimbursement provided by them. Again, we strongly recommend that you double check your orthodontic benefits status before beginning treatment to avoid any unpleasant surprises regarding your insurance plan’s contribution.

As a courtesy to our patients, we will bill your insurance for you and do whatever we can to help you receive your benefits. Unfortunately, Riviera Orthodontics and Dr. Bakhtari have no control or influence over how much orthodontic coverage your particular insurance plan provides. Please note that orthodontic insurance is a bit different than regular dental insurance, the most significant difference being that orthodontic coverage is usually a one-time benefit whereas general dentistry benefits expire and are renewed yearly.

 

Payment Plans

It is our firm belief that financial considerations should never keep you or your child from getting the treatment you need, so we are proud to offer flexible monthly payments via our interest free, in-house payment plan. For complete information about our various payment plans, and our financial policies in general, please click here.

 

CareCredit and other Healthcare Lines of Credit

For your convenience, here are links to several 3rd party healthcare credit providers which offer interest free financing, provided the balance is paid in full by a certain date. We are a registered provider for all of these plans.

CareCredit

Springstone

Citi Health Card

Simple Select

 

 

 

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